From CSV to financial clarity in four steps.
No complicated setup. No bank integrations. Just export, drop, and understand. Everything below is the actual product — not a tutorial, not a mock-up.
Drop your bank CSV.
Export a statement from any bank's website — Chase, HSBC, Emirates NBD, Barclays, or wherever you bank. Drag the file in. We parse and categorise every transaction in under a second.
- Works with any CSV that has date, description, and amount columns
- Column mapper handles unfamiliar bank formats
- Prefer manual? Add transactions one-by-one instead
Your full picture, instantly.
The moment parsing completes, you land on the Overview: available to spend, 6-month cashflow, net worth, and a single financial health grade. Nothing to configure.
- Spending pace shows if you're on track for the month
- Health grade across 5 pillars — savings, subs, budget, income, debt
- Zombie subscriptions auto-detected in the first pass
Set limits. Hit targets.
Budget your categories. Track a savings goal. See your FIRE date update live as you move the sliders. This is where the numbers become decisions.
- Category budgets with early-warning thresholds
- FIRE calculator uses your actual spend, not an estimate
- Savings goals track real progress across accounts
Talk to your money.
Solv AI has full context of your actual data — spending, budgets, net worth, FIRE goal. Ask anything. Get specific answers grounded in your numbers, not generic tips.
- Grounded replies cite the exact transactions behind claims
- Topic-restricted: won't drift off personal finance
- Every answer is reproducible from your actual data
Everything you need
14 analytics modules.
One dashboard.
6-Month Cash Flow
Visualise income vs. spend with Bloomberg-grade charts. Spot trends before they become problems.
Subscription Detective
Automatically surfaces recurring charges, flags price creep, and calculates your true monthly burn.
Net Worth Tracker
Combine cash, investments, crypto, and property into one live net worth figure with weekly snapshots.
Health Score A–F
A single grade that summarises your savings rate, debt ratio, and runway. Know where you stand instantly.
FIRE Calculator
Plug in your numbers and see exactly when you can retire. Adjust sliders in real-time to model scenarios.
Solv AI
Ask questions grounded in your actual data. “Am I on track to retire at 55?” — get a real answer.
Credit Card Tracker
Track cashback, points, and annual fee ROI across all your cards. Never leave rewards on the table.
Local-First Privacy
Your bank data never leaves your device for analysis. No screen-scraping, no open banking APIs required.
Privacy first
Your bank data never
leaves your device.
We built Solv Finance around a local-first principle. CSV parsing and transaction analysis happen in your browser. We store only your categorised data — never raw statements, card numbers, or banking credentials.
Early users
What people are saying
“Finally a finance app that doesn’t need my bank login. I just export my CSV and everything is there instantly.”
“The subscription detective saved me £80/month in stuff I’d completely forgotten about. ROI in 5 minutes.”
“Seeing my FIRE date update in real-time when I move the savings slider is genuinely addictive.”
Questions